Esurance™ TECH is not just errors and omissions insurance. It is a modular policy targeting key professional indemnity exposures for technology companies. Features include:

• Clear, unambiguous cover for breach of a client contract providing you with certainty that this critical exposure is covered
• Full civil liability coverage, not just negligence
• Specific cover for breach of intellectual property rights
• Cover for suits brought anywhere in the world as standard
• Payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim
• Reimbursement of costs incurred to help reduce or avoid a claim
• Punitive and exemplary damages cover where allowed by law
• No exclusions for civil fines and penalties, project delays, third party defects or bugs post acceptance
• No pre-defined definition of technology activities that restricts cover
• Virus and hacking liability cover

• Limits of liability available up to HK$50,000,000
• A range of reinstatement options available
• Deductibles starting from just HK$10,000
• Premiums starting from as little as HK$10,000

We recognise that technology companies want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring:

• Most quotes provided within 48 hours
• A “fast-track” service for urgent submissions
• Most policies issued within 24 hours of binding

All this at very competitive prices. To obtain a quote all we need is the completed Esurance™ TECH Application Form.