Today's professional expects the best of both worlds from their insurance: an easy, quick buying process, yet comprehensive cover, and all at a competitive price.
Prosurance™ PRO is a product designed to surpass these expectations. Most small and medium-sized professional risks are suitable for Prosurance™ PRO and our experienced team are also happy to consider very specialist or unusual professions.
Prosurance™ PRO is not just professional indemnity insurance. It is a modular policy targeting key exposures for professional services firms. Features include:
- A comprehensive office package, including products liability,
employers’ liability, property cover, and our innovative
business interruption insurance
- Property cover which includes worldwide laptop protection as standard
- Innovative business interruption cover on a “flexible first loss” basis which means whatever type of business interruption loss is suffered only one sum insured needs to be purchased and consequently a lower premium can be offered
- The business interruption package also contains tailored enhancements such as loss of research and development expenditure and project delay costs
- Full pollution liability, covering both sudden & accidental and gradual pollution
- Clear, unambiguous cover for breach of a client contract providing you with certainty that this increasingly important exposure is covered
- Full civil liability coverage, not just negligence
- Specific cover for breach of intellectual property rights
- Cover for suits brought anywhere in the world as standard
- Payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
- Reimbursement of costs incurred to help reduce or avoid a claim.
- Punitive and exemplary damages cover
- Virus and hacking liability cover
- Limits of liability available up to €6,500,000 (€13,000,000 For Employers' Liability)
- A range of reinstatement options available
- Excesses starting from just €1,000
- Premiums starting from as little as €200
We recognise that professionals want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring:
- Most quotes provided within 48 hours
- A “fast-track” service for urgent submissions
- Most policies issued within 24 hours of binding
All this at very competitive prices. To obtain a quote all we need is the completed Prosurance™ PRO Application Form.