Prosurance™ PRO is not just professional indemnity insurance. It is a modular policy targeting key exposures for professional services firms. Features include:

• A comprehensive office package, including products liability, employers’ liability, property cover, and our innovative business interruption insurance
• Property cover which includes worldwide laptop protection as standard
• Innovative business interruption cover on a “flexible first loss” basis which means whatever type of business interruption loss is suffered only one sum insured needs to be purchased and consequently a lower premium can be offered
• The business interruption package also contains tailored enhancements such as loss of research and development expenditure and project delay costs
• Full pollution liability, covering both sudden & accidental and gradual pollution
• Clear, unambiguous cover for breach of a client contract providing you with certainty that this increasingly important exposure is covered
• Full civil liability coverage, not just negligence
• Specific cover for breach of intellectual property rights
• Cover for suits brought anywhere in the world as standard
• Payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
• Reimbursement of costs incurred to help reduce or avoid a claim.
• Punitive and exemplary damages cover
• Virus and hacking liability cover

• Limits of liability available up to €6,500,000 (€13,000,000 For Employers' Liability)
• A range of reinstatement options available
• Excesses starting from just €1,000
• Premiums starting from as little as €200

We recognise that professionals want to buy their insurance quickly and simply. That’s why our insurance policy is backed up by exceptional service levels featuring:

• Most quotes provided within 48 hours
• A “fast-track” service for urgent submissions
• Most policies issued within 24 hours of binding

All this at very competitive prices. To obtain a quote all we need is the completed Prosurance™ PRO Application Form.