Our policy is designed to provide wide property and casualty cover, protecting against property damage and loss of income to a business, as well as liability arising from injury or damage to other persons and their property. In today’s litigious society the potential for a small accident to escalate to a significant insurance claim has never been greater. A crucial part of our policy is general liability insurance, which in turn is essential to help manage risk for small businesses and large corporations alike.
Even with protective measures to the public and your customers in place, companies can still fall victim to the high cost of litigation whatever their size or industry. Our policy includes commercial general liability including products and completed operations, pollution, tenants’ legal liability, non-owned and hired automotive costs, employee benefits liability and medical expenses.
Broad Property Damage Cover
We recognise that property insurance needs to be comprehensive in order to cover the wide range of equipment and the diverse workspaces within which businesses operate. Our policy includes broad form cover for damages to premises, your contents both at the premises and away in the course of your business activities and much more. Flood and Earthquake coverage can also be included.
Comprehensive Business Interruption Cover
Our innovative policy covers the broad spectrum of business interruption covers, including loss of income, prevention of restriction of access to premises, loss of rental income and extra expense on a broad form basis.
Our GL cover has been designed to provide broad cover for a range of companies, from local start-ups to large multinationals. From a property perspective, our appetite extends to large sums insured at any one location and can cover scheduled locations in worldwide locations.
Exceptional service levels
Obtaining cover can be a lengthy and time-consuming process. Our experienced team are able to quote and bind policies instantaneously, as long as we have all the information we need.