Recruitment, employment and staffing agencies expect the best of both worlds from their insurance: an easy, quick buying process, yet comprehensive cover, and all at a competitive price. Our policy is a product designed to surpass these expectations – it is a multi-class policy tailored to target key exposures for businesses in this sector, and is suitable for a wide range of agency sizes and models. Recognising the global nature of the sector, our policy includes worldwide jurisdiction as standard.
Comprehensive Legal Cover
Our policy includes cover for suits brought anywhere in the world as standard. We also offer full civil liability coverage and cover costs incurred by attending court sessions in relation to a claims or loss case covered by this policy.
This cover is included as standard in order to cover the agency’s legal liability arising out of any negligent act, error or omission committed by placed personnel.
Placed personnel cover
Placed personnel are covered in the employers’ and public liability sections of the policy, should the agency be legally liable for bodily injury or illness of placed personnel or for damage or bodily injury caused by placed personnel.
Clear, unambiguous cover for breach of a client contract. We will pay sums which you become legally obliged to pay as a result of a claim by a client made against you, including liability for claimants’ costs and expenses.
Intellectual property rights infringement
Our policy covers costs associated with copyright and trademark infringement claims being brought against you, including legal costs, damages, settlements and counterclaims.
Withheld fees & claims cover
Claims can quickly spiral out of control and incur a significant cost to the business or individual. That’s why our policy includes reimbursement of costs incurred to help reduce or avoid a claim, as well as the payment of fees withheld by an aggrieved client if this mitigates a potentially larger claim.
Traditional Office Cover
Our policy includes a comprehensive package of coverage including products liability, employers' liability, public liability, property cover and more.
Business interruption cover
Our cover is designed to be comprehensive and flexible, so our innovative cover is offered on a “flexible first loss” basis, which means whatever type of business interruption loss is suffered, only one sum insured needs to be purchased.
Property in transit
We recognise that your property travels with you, so our cover includes worldwide laptop protection as standard, and can be extended to other property you value.